Money

Every account. Every charge.
One honest number.

Connect your banks read-only through Plaid and Orbitlo does the rest: finds the subscriptions you forgot, tracks what you actually keep, and flags the charge that doesn’t look like you.

What it does

Subscription detection

Finds recurring charges automatically — including the duplicates, the dormant ones you haven’t used in months, and the ones that quietly raised their price.

Savings rate, honestly

Reported as a band, not a false precision. When money moves to accounts Orbitlo can’t classify yet, it says so rather than guessing.

Liabilities & payoff

Every card and loan with utilization, APR, payoff horizon and total interest cost — plus which one to attack first and what that saves.

Tax deductions

A three-layer engine surfaces potentially deductible transactions, with a review queue so you teach it your rules. Not tax advice — a head start.

Anomalies & fraud flags

A $299 charge against a $42 average gets surfaced, not buried. Duplicate charges minutes apart get caught.

Monthly reports

Income, expenses, net saved and savings rate per month, with category breakdowns and a six-month trend.

How the connection works

Read-only, and your bank credentials never touch us.

Explore Mode lets you browse every module with demo data before connecting anything real. No card, no bank, no commitment.
Why it beats a budgeting app

The observation lives between the modules.

A budgeting app can tell you dining is up 28%. Orbitlo can tell you dining is up 28%, that $584 of it is delivery, that the trip you’re saving for lands in three weeks, and that shifting $180/month for two months keeps both the trip and the laptop goal on schedule.

That answer needs Money, Travel and Goals in the same system. It is not a smarter algorithm — it is a wider field of view.

See the trading terminal ›

Apply for beta testing

Beta testers get first access — and founding-member pricing when we launch. No card required. See pricing ›

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