Connect your banks read-only through Plaid and Orbitlo does the rest: finds the subscriptions you forgot, tracks what you actually keep, and flags the charge that doesn’t look like you.
Finds recurring charges automatically — including the duplicates, the dormant ones you haven’t used in months, and the ones that quietly raised their price.
Reported as a band, not a false precision. When money moves to accounts Orbitlo can’t classify yet, it says so rather than guessing.
Every card and loan with utilization, APR, payoff horizon and total interest cost — plus which one to attack first and what that saves.
A three-layer engine surfaces potentially deductible transactions, with a review queue so you teach it your rules. Not tax advice — a head start.
A $299 charge against a $42 average gets surfaced, not buried. Duplicate charges minutes apart get caught.
Income, expenses, net saved and savings rate per month, with category breakdowns and a six-month trend.
A budgeting app can tell you dining is up 28%. Orbitlo can tell you dining is up 28%, that $584 of it is delivery, that the trip you’re saving for lands in three weeks, and that shifting $180/month for two months keeps both the trip and the laptop goal on schedule.
That answer needs Money, Travel and Goals in the same system. It is not a smarter algorithm — it is a wider field of view.
Beta testers get first access — and founding-member pricing when we launch. No card required. See pricing ›
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